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The Pension Annuity Advisory Service is a trading style of Richmond Independent, which is an appointed representative of John Ellis IFA Ltd which is authorised and regulated by the FSA  
Testimonials

The following are some of the testimonials we've received from some of our clients:


Ms Mulvaney has acted as my financial adviser since 1999, and throughout this extremely difficult period, her advice and financial actions conducted on my behalf have been wise and profitable

J.Gomersall - Sidmouth



Ms Helen Mulvaney, proprietor of Richmond Independent, has been my Independent Financial Adviser for the last 10 years.  During that time, I have received excellent service from her and have benefited greatly from following her advice.  She is highly qualified, throroughly experienced and pleasant to deal with. We work on a commission basis and I can testify that she is not one of those IFAs who push the investment that pays the highest commission. Her advice to me has always been directed to my best interests.  I have no hesitation in recommending Ms Mulvaney of Richmond Independent as a first class independent financial adviser.

Mr P.Perry - Newton Poppleford



Thank you for your excellent report.
Finally, I should like to thank you for the prompt, friendly and professional manner in which you handled this situation, especially in view of the tight time restrictions that I placed upon you.

Mr J.Eggleton - Budleigh Salterton



Richmond Independent have been my financial advisers for the past 9 years, they have always researched and explained the investments, affordable and beneficial, in my interest.  I have no hesitation in recommending them as your financial advisers.

Mr T.Hennessy - Sidbury



As one of Equitable Life's many casualties, I approached the matter of choosing an annuity with some trepidation. Fortunately, I found Helen Mulvaney of Richmond Independent to assist me with my search.
Helen visited my wife and I at home, was very caring & efficient and quickly grasped our financial situation.  After careful research she was able to offer a choice of several annuity providers who fitted our circumstances.  She then arranged a seamless transfer to the company of my choice.
Thanks to Helen, I now have an annuity rate which has exceeded my expectation by some 20 percent.

Mr and Mrs Danzelman - Exmouth


(Testimonial originals are available for viewing if required).

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testimonials
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Link to parent company website, Richmond Independent