The links below are a repeat of the links available in the menu system above and are for the benefit of visually disabled people using speech reader computer equipment.

about the pension annuity service
additional benefits
alternative flexible annuities
annuity income frequency
annuity alternatives explained
annuity - economic conditions
annuity factors explained
annuity guide book
annuity quotes
annuity rate
annuity terms offered by provider
annuity - the effect of timing issues
annuity types explained
are you retiring soon?
contacting PAAS
conventional annuities
costs of using retirement advice service
escalating annuities
five year rolling annuities
flexible annuities
getting started
getting the most out
impaired life annuities
income drawdown
index - home page
inflation - the effects on your annuity
investment linked annuities
lifestyle enhanced annuities
open market option
our advice service
our credentials
partners pension
payment guarantee period
pension annuity questions
pension options
pension simplification
pensions act 2004
phased retirement
protected rights
purchased life annuities
retiree age and gender
retiree health
retirement annuity terminology
self invested annuities
staying working whilst drawing pension
tax free cash
testimonials
unit linked annuities
with or without proportion
with-profits annuities
your pension explained

Link to parent company website, Richmond Independent

 

About PAAS

We've been advising clients on their retirement options since 1992 and one of the benefits of being independent and specialising in the retirement and investment sector, means that we can give you a fully comprehensive advice service encompassing the fields of investment and taxation.

We are totally independent

Our company has no outside shareholders and tie-ups.

There are other advice providers operating that are independent financial advice firms, but they may have substantial share holdings owned by insurance companies. This particularly applies to the large annuity advice operations.


The PAAS website

We created this website in order to make the process of understanding your pension options easier and clearer.

The PAAS website is not an annuity comparison website, in fact, beware of execution only websites, where they simply want to sell you an annuity as quickly as possible, without being responsible for giving advice.

Our service is based on being fully aware of the clients' situation and producing a comprehensive written report that explains the reasons for the recommendations given, and then implementing the purchase of the product.

We also take care of all the administration involved in transferring your pension funds to the new provider, checking policy documents, making sure all your questions are answered. This involves a considerable amount of time and this role should not be underestimated. You'll know how frustrating it is dealing with big companies at customer services phone lines, you never speak to the same person twice, and no one is accountable.


At the end of the day, you have to be aware of the complexities of the choices available to you. We hope that this website allows you to do just that!

This website was created to provide a comprehensive and informative annuity resource as possible to those looking ahead at their approaching retirement options.  We hope it meets these objectives, and that you find this website both straightforward and logical. If there are any parts of this website that you have problems with, we are more than happy to hear from you.

Range of PAAS service

The Pension Annuity Advisory Service operates nationally by phone, email and fax.
  Your Annuity
  Using our service
  PAAS
 
The Pension Annuity Advisory Service is a trading style of Richmond Independent, which is an appointed representative of John Ellis IFA Ltd which is authorised and regulated by the FSA  
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